You’re more than your credit score. Payfter helps you build up your credit while enjoying the perks of a flexible credit card. Everyone deserves fair credit solutions.
Paperless. Secure. Quick. Our online application only takes a few minutes to complete.
Forget about long waiting periods. Once you apply, you’ll find out instantly if you’ve been approved.
Use your convenient and flexible Payfter card however you want. Repay on your terms.
Our headache-free and completely digital application only takes a few minutes to complete.
We won’t ask you for any deposit and won’t charge you an annual fee*.
Your limit is not decided by your credit score, so you can get up to $5,000 spending power.
Enjoy the power to make repayments on your terms. Repay over time, in installments of up to 2 years.
Brian Beckford - COO
Millions of Americans struggle to access fair credit solutions everyday, so we designed Payfter to be a credit card that everyone can be eligible for.
With no credit history required for approval, and a completely digital application, getting a Payfter card is easy.
Our flexible repayment options give you the freedom to make purchases while building up your credit.
The fully encrypted and data-protected Payfter card ensures your identity is protected and private information is safe.
It pays to be responsible! Earn up to 5% cashback when you repay on time.
© Payfter, 2022.
All Rights Reserved.
*APR is 21.9%. Interest fees still apply. Option to repay in installments of up to 2 years. Conditions may apply.